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Business Checking

Daily money management made easy, on your terms

Smart, Convenient Checking
Accounts for Businesses of All Sizes
Mobile and Online Banking
Business Debit Card
Convenient Banking Locations

One-size-fits-all doesn't fit you

Your business has unique, specific needs from a checking account. That's why we give you options. No matter the size of your organization, there's a checking account at The Bank of Missouri that fits your business model. We have solutions for non-profits and small, mid-size and large businesses. Whichever account you choose, you'll have access to these convenient electronic services: 

  • Online and mobile banking
  • Standard BillPay
  • Monthly electronic or paper statement

Comparison Chart

Community Checking

    Small Business Checking

      Commercial Checking
        Best For

        Clubs, organizations, or non-profit 501(C)(3) customers

        Small to mid-size businesses

        Businesses with high transaction volume, multiple accounts and/or treasury services
        Minimum Balance Requirements

        $100

        $1,000

        N/A
        Monthly Fee

        $5 if balance falls below $100

        $10 if balance falls below $1,000

        $16.23 maintenance fee (waived with electronic statements)
        Monthly Cash Deposits

        Make cash deposits up to $10,000 total per month1

        Make cash deposits up to $10,000 total per month1

        Unlimited
        Paper Items (combo of debit and credit)

        150
        ($0.25 per item in excess of 150)

        150
        ($0.25 per item in excess of 150)

        Unlimited
        ($0.25 charge per paper deposit / $0.10 charge per item within the deposit)
        ($0.16 charge for paper checks written /Check 21 items cleared)
        Account Analysis

        N/A

        N/A

        Account Analysis included, which offers earnings credit on account balances that can offset transaction fees

        Community Checking

          Best For

          Clubs, organizations, or non-profit 501(C)(3) customers

          Minimum Balance Requirements

          $100

          Monthly Fee

          $5 if balance falls below $100

          Monthly Cash Deposits

          Make cash deposits up to $10,000 total per month1

          Paper Items (combo of debit and credit)

          150
          ($0.25 per item in excess of 150)

          Account Analysis

          N/A

          Small Business Checking

            Best For

            Small to mid-size businesses

            Minimum Balance Requirements

            $1,000

            Monthly Fee

            $10 if balance falls below $1,000

            Monthly Cash Deposits

            Make cash deposits up to $10,000 total per month1

            Paper Items (combo of debit and credit)

            150
            ($0.25 per item in excess of 150)

            Account Analysis

            N/A

            Commercial Checking

              Best For

              Businesses with high transaction volume, multiple accounts and/or treasury services

              Minimum Balance Requirements

              N/A

              Monthly Fee

              $16.23 maintenance fee (waived with electronic statements)

              Monthly Cash Deposits

              Unlimited

              Paper Items (combo of debit and credit)

              Unlimited
              ($0.25 charge per paper deposit / $0.10 charge per item within the deposit)
              ($0.16 charge for paper checks written /Check 21 items cleared)

              Account Analysis

              Account Analysis included, which offers earnings credit on account balances that can offset transaction fees

              Business debit card

              Your Bank of Missouri Debit Mastercard® is a must-have complement to your business checking account. In addition to enjoying safe and easy access to your money, you'll also enjoy these enhanced features from Mastercard:

              • Intuit QuickBooks® Online Discount
              • Intuit TurboTax® Discount
              • Mastercard Receipt Management
              • Mastercard ID Theft Protection (IDT)
              • MasterRental Insurance Coverage

              To learn more about these benefits and other Mastercard enhanced features, see the Mastercard Guide to Benefits for Small Business Cardholders.

              Connect with a business banking expert

              1The account will be changed to Commercial Checking if deposits of cash exceed $10,000 per month three times in a calendar year.