Rates
Find out exactly how much your money can earn
Our rates are designed to give your savings a boost
At The Bank of Missouri, we believe in paying competitive rates so you can get more for your money and move closer to your financial goals.
CDs/IRAs
Rates are effective 12/20/2024 and are subject to change without notice.
| Minimum to Open | Compounding | Interest Rate | APY3 | Minimum Balance to Obtain APY |
|
|---|---|---|---|---|---|
| 3 Month CD1 | $500 | at maturity | 2.91% | 2.94% | $500 |
| 6 Month CD1 | $500 | at maturity | 3.01% | 3.03% | $500 |
| 12 Month CD1 | $500 | semi-annually | 3.26% | 3.29% | $500 |
| 13 Month CD1 | $500 | semi-annually | 3.75% | 3.79% | $500 |
| 18 Month IRA CD1 | $500 | semi-annually | 3.15% | 3.17% | $500 |
| 18 Month CD1 (non-IRA) | $500 | semi-annually | 3.15% | 3.17% | $500 |
| 24 Month CD1 | $500 | semi-annually | 3.43% | 3.46% | $500 |
| 36 Month CD1 | $500 | semi-annually | 3.24% | 3.27% | $500 |
| 48 Month CD1 | $500 | semi-annually | 3.31% | 3.34% | $500 |
| 60 Month CD1 | $500 | semi-annually | 3.41% | 3.44% | $500 |
Personal checking
Rates are effective 12/20/2024 and are subject to change without notice.
| Minimum to Open | Compounding | Interest Rate | APY3 | Minimum Balance to Obtain APY |
|
|---|---|---|---|---|---|
| Kasasa Cash2 Up to $15,000.99 |
$100 | monthly | 3.008% | 3.05% | $0.01 |
| Kasasa Cash2 $15,001.00 and up |
$100 | monthly | .25% | 3.05% to 0.62%4 | $0.01 |
| Investors’ Club2 | $100 | monthly | .10% | .10% | $0.01 |
| Veterans Checking2 | $100 | monthly | .10% | .10% | $0.01 |
Personal savings
Rates are effective 12/20/2024 and are subject to change without notice.
| Minimum to Open | Compounding | Interest Rate | APY3 | Minimum Balance to Obtain APY |
|
|---|---|---|---|---|---|
| High Performance Savings2 Up to $9,999.99 |
$10,000 | semi-annually | .10% | .10% | $0.01 |
| High Performance Savings2 $10,000-$49,999.99 |
$10,000 | semi-annually | .12% | .12% | $10,000 |
| High Performance Savings2 $50,000-$99,999.99 |
$10,000 | semi-annually | .15% | .15% | $50,000 |
| High Performance Savings2 $100,000 and up |
$10,000 | semi-annually | .21% | .21% | $100,000 |
| Money Market Plus2 Up to $24,999.99 |
$100 | monthly | .07% | .07% | $0.01 |
| Money Market Plus2 $25,000.00-$99,999.99 |
$100 | monthly | .10% | .10% | $25,000 |
| Money Market Plus2 >$100,000 |
$100 | monthly | .12% | .12% | $100,000 |
| Statement Savings2 | $100 | semi-annual | .10% | .10% | $0.01 |
| Christmas Club2 | $10 | annual | .05% | .05% | $0.01 |
| Show Me Savers2 | $25 | semi-annual | .10% | .10% | $0.01 |
Health Savings Accounts
Rates are effective 12/20/2024 and are subject to change without notice.
| Minimum to Open | Compounding | Interest | APY3 | Minimum Balance to Obtain APY |
|
|---|---|---|---|---|---|
| Health Savings Account2 | $100 | monthly | .10% | .10% | $0.01 |
Business
Rates are effective 12/20/2024 and are subject to change without notice.
| Minimum to Open | Compounding | Interest | APY3 | Minimum Balance to Obtain APY |
|
|---|---|---|---|---|---|
| Business Money Market2 $5,000-$24,999.99 |
$100 | monthly | .08% | .08% | $5,000 |
| Business Money Market2 $25,000-$99,999.99 |
$100 | monthly | .10% | .10% | $25,000 |
| Business Money Market2 >$100,000 |
$100 | monthly | .12% | .12% | $100,000 |
| High Performance Savings2 Up to $9,999.99 |
$10,000 | monthly | .10% | .10% | $0.01 |
| High Performance Savings2 $10,000-$49,999.99 |
$10,000 | monthly | .12% | .12% | $10,000 |
| High Performance Savings2 $50,000-$99,999.99 |
$10,000 | monthly | .15% | .15% | $50,000 |
| High Performance Savings2 $100,000 and up |
$10,000 | monthly | .21% | .21% | $100,000 |
1A penalty may be imposed for early withdrawal.
2The interest rate and annual percentage yield may change after account opening.
3Annual Percentage Yield. Fees may reduce earnings on the account.
4Depending on account balance